Health insurance is required of all students enrolled in 7 or more La Mirada campus units and/or with living arrangements in housing with a residence life program. All students that qualify under this requirement are automatically enrolled in the Student Injury and Sickness Insurance Plan and charged all applicable fees. Students that are enrolled in an acceptable private health insurance plan can submit their insurance information to Biola University in order to apply for waiver of the Student Injury and Sickness Insurance Plan. Students that desire to apply for waiver must do so at the time of enrollment.
For students that waive coverage, Biola University reserves the right to audit the coverage parameters of any health plan at any time, and to revoke any prior waiver if it is determined that the required conditions are not satisfied. Unless alternative acceptable coverage is submitted, Biola University reserves the right to enroll students in the Student Injury and Sickness Insurance Plan should coverage submitted under a waiver lapse during the course of an academic year.
Students that apply for a Student Health Insurance Waiver must be covered under a private health insurance plan that meets the following standards for acceptable coverage:
All HMO, federal, and state sponsored plans must provide coverage in the Southern California area while students are enrolled for classes.
Students are encouraged to compare deductibles, total out-of-pocket costs, and premiums before submitting an application for waiver. Ensuring that provisions have been made to cover these costs is considered the responsibility of the student.
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For more information, please visit Gallagher Koster's website.
For a complete description of the benefits available, limitations, and exclusions of the Student Health Insurance Plan, visit http://www.gallagherstudent.com/biola or call Gallagher Student Health at (800) 395-0959.
Download the full brochure for more information: 2015/2016 FAQ for Student Health Insurance (PDF)